Investing Advice

Retirement Planning

Years ago, it was common for men and women to work until they died. Just because a man turned 65 or 72 or even 85 wasn’t a reason to stop doing what he had always done to earn a living.

In 1900, 81% of those over 65 years old were still working. In 1950, just 27% were still working at 65 and the average retirement age was 70 years old. Today, only 14% of us work beyond 65 years old, and the average retirement age is now 63.

Today, a common goal is to quit working when you turn 59 ½ and move to Florida or Arizona. Others sell everything, buy an RV and hit the road finding the adventure they have long looked forward to.

After spending most of their lives working, commuting, and having the boss looking over their shoulder, this freedom sounds wonderful.

100 years age, there were no pension plans or tax-advantaged retirement savings accounts. It was about that time that businesses, unions, and government agencies began offering pensions to workers who gave many years of service to the organization. Most workers, however, did not fall under such plans or did not work long enough in one place to become “vested” and qualify for the benefits.

Even today, about 1/2 of American workers work for some kind of small business without a pension or retirement plan. Many of these people, however, are taking advantage of tax-advantaged retirement accounts called Individual Retirement Accounts, or IRAs.

Other Retirement Planning Topics:

  1. Retirement Planning
  2. IRA’s (Individual Retirement Account) – Traditional IRA
  3. Roth IRA – Taking Money Out
  4. Employer Sponsored Retirement Plans
  5. Retirement Plans - Continued
  6. 401K Savings
  7. Notes for 403(b) Plan Participants
  8. Senior citizens retirement resources
  9. Retirement Plans for Small Business and Sole Proprietors
  10. Simplified Employee Pension (SEP) IRAs
  11. SIMPLE (Savings Incentive Match Plan for Employees) IRA
  12. Your own 401(k) for the self-employed
  13. Employer Retirement Plan Vesting and Contribution
  14. Forgotten Retirement Benefits
  15. Other thoughts about retirement accounts
  16. Other thoughts about your retirement needs

Did you find the information you were looking for?
After reading the above article, what is still your biggest question?

Get Weekly Investing Advice
Receive free practical investment advice and tips delivered weekly to your email box with contributions from financial planners, investors, and financing and loan professionals.
  I want to ask a question and receive investment tips.
  I only want to ask a question and don't want helpful advice.
E-Mail Address:  
Your Name:  

To find more investing and stock related websites input the phrase "investing advice" directly into the search box below or simply type in your own search phrase to see over 1 million other investing, stocks and online trading websites.
Who's Not Investing?

Millions marry and start families each year without taking basic steps to make sure their future, as well as their children's, is financially secure.

According to a recent survey by Princeton University and the Consumer Federation of America, 70% of households with incomes under $50,000 a year have retirement savings of less than $5,000. This same report said "most Americans are living paycheck to paycheck".

Learn more about how you can plan, save and invest smart for your family's future.

 Investing Money Sections
arrow Why Invest Money?
arrow Investment Basics
arrow Saving Money
arrow Stock Market History
arrow Stock Market Basics
arrow Stock Market Indexes
arrow Stock Market Investing
arrow Mutual Funds
arrow Investing Advice
arrow Retirement Planning
arrow Saving for College
arrow Financial Planners
arrow Investment Opportunities
arrow Financial Charts
arrow Investment Terms


Return Home

 Home | Contact Us | Privacy | Site Map | Legal notices
 Copyright A to Z Investments © 2005. All rights reserved.