Investing Advice

More Money Saving Ideas

The smart spending ideas offered on the prior pages are reprinted with the permission of The American Consumer Foundation. If you would like their complete booklet of over 100 practical money-saving suggestions, send $5.00 to:

American Consumer Foundation
1920 Camino del Prado
Santa Rosa, CA 95405

It includes the best advice that I've seen on saving big money on all your daily purchases. Most of this information won't be found anywhere else. I used one of their suggestions the very first day and saved a quick and easy $600. They are so confident that you'll find this information invaluable that they even offer a no-hassle money-back guarantee.

While ordering it, ask for their Don't-Get-Scammed report. Same guarantee. This is information that you need, and should be required reading in every school. These reports will pay for themselves every day for the rest of your life.

Here is one last related piece of advice from the Don't-Get-Scammed Report. The most threatening rip-off since the state lotteries, are Payday Loan companies springing up around the country. Since California legalized them in 1997, 2,400 have opened in that state alone. This is legalized loan sharking. Effective interest rates can be as high as 900% a year. The television ads say "your payday can be today". Just write them a check and they won't cash it until your next payday, you don't have to wait. According to an article in the San Francisco Chronicle, one person began with a $300 check that wouldn't be cashed for 2 weeks (for a $45 fee), and ended up owing 18 different payday lenders over $5,000.

This is a shameful "poverty industry" exempted from banking and usury laws. They promise to give you financial freedom, but they deliver dependency.

Other Saving Money and Smart Spending Topics:

  1. Saving Money for Investments
  2. List of Ways to Save Money
  3. More Money Saving Ideas

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Who's Not Investing?

Millions marry and start families each year without taking basic steps to make sure their future, as well as their children's, is financially secure.

According to a recent survey by Princeton University and the Consumer Federation of America, 70% of households with incomes under $50,000 a year have retirement savings of less than $5,000. This same report said "most Americans are living paycheck to paycheck".

Learn more about how you can plan, save and invest smart for your family's future.

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