More Money Saving Ideas

While ordering it, ask for their Don't-Get-Scammed report. Same guarantee. This is information that you need, and should be required reading in every school. These reports will pay for themselves every day for the rest of your life.

Here is one last related piece of advice from the Don't-Get-Scammed Report. The most threatening rip-off since the state lotteries, are Payday Loan companies springing up around the country. Since California legalized them in 1997, 2,400 have opened in that state alone. This is legalized loan sharking. Effective interest rates can be as high as 900% a year. The television ads say "your payday can be today". Just write them a check and they won't cash it until your next payday, you don't have to wait. According to an article in the San Francisco Chronicle, one person began with a $300 check that wouldn't be cashed for 2 weeks (for a $45 fee), and ended up owing 18 different payday lenders over $5,000.

This is a shameful "poverty industry" exempted from banking and usury laws. They promise to give you financial freedom, but they deliver dependency.

Other Saving Money and Smart Spending Topics:

1. Saving Money for Investments
   
2. List of Ways to Save Money
   
3. More Money Saving Ideas
   

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